Presented byCarrie Lademan |
Coastal living is waiting for you in this lovely two bedroom, two bathroom end unit in Naples, FL. This beautiful residence features an open floor plan of 1, 317 square feet illuminated by natural light filtering through the large windows and sliding glass doors. The split floor plan offers privacy and space, while the ample kitchen flows into the home's bright breakfast nook. Make a drink at your wet bar and enjoy the lake and pool view from your screened balcony. When the night is over, you can still enjoy the sparkling lake view from your master bedroom before blissfully falling asleep. The Fountains community is a professionally maintained complex with low fees and a convenient location close to downtown Naples, as well as many shopping, dining, and entertainment venues. With these favorable features, this residence is a prime choice for full-time or seasonal residency, as well as a wonderful investment opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
Senior Regional Vice President, Southwest Florida
William Raveis Real Estate
Phone: 239.450.9099
Carrie.Lademan@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,713 | $1,648 | $2,126 |
Total Monthly Payment | $1,983 | $1,918 | $2,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.